What is a Referral Agent?
A Referral Agent at Elite Core Insurance Group, Inc. is an independent professional who prequalifies individuals for ACA health insurance and connects them with a licensed agent for enrollment. Referral Agents play a key role in helping people access affordable healthcare, but they do not discuss specific ACA plans unless they hold a valid 2-40 or 2-15 insurance license.
What Does a Referral Agent Do?
✔ Prequalifies potential clients by asking key eligibility questions
✔ Connects qualified individuals with a licensed insurance agent for plan selection and enrollment
✔ Finds and engages with potential enrollees at retail locations, door-to-door, public transit areas, local events, and through networking
✔ Helps clients complete the initial steps of the enrollment process Licensed Referral Agents (2-40 or 2-15) Have More Opportunities! If you hold a 2-40 (Health Only) or 2-15 (Life, Health & Annuities) license*, you can:
- ✅ Quote and discuss health plans for individuals who don’t qualify for ACA
- ✅ Quote and discuss health plans for individuals who don’t qualify for ACA
- ✅ Build and manage a team of referral agents in any state where we actively operate
- ✅ Expand your income potential by helping more people find the right coverage What a Non-Licensed Referral Agent Cannot Do: 🚫 Discuss specific ACA health insurance plans, pricing, or coverage details 🚫 Make recommendations on which plan a client should choose
Why Become a Referral Agent?
- ✅ Extremely High Commission – Earn top-tier payouts per submitted lead
- ✅ Weekly Payments – Get paid every week for your submitted leads
- ✅ Production Bonuses – Consistent producers earn extra bonuses on top of commissions
- ✅ Flexible Schedule* – Work on your own time, full-time or part-time
- ✅ No Experience Required – We provide training and support
- ✅ Unlimited Earning Potential – The more leads you generate, the more you make ✅ Career Growth – Licensed agents can build teams and increase their earnings
- ✅ Make a Difference – Help individuals and families get the healthcare they need
What’s The Next Step?
1️⃣ Fill out the form below with the following information: 2️⃣ Attend an Orientation – We hold orientations Monday-Friday at 10:30 AM and Saturday at 12:00 PM. 3️⃣ Get partnered with an experienced Referral Agent – We’ll pair you with a mentor who will show you how to properly sign up a lead for health insurance and ensure you get paid accurately.
